/

HQY

HealthEquity, Inc.Open

90.17−1.86 −2.03%USD

NasdaqGS · as of Oct 13, 15:50 ET · 15m delay

Open

92.43

Prev close

92.03

Day range

89.9292.73

52-week range

72.76107.62

Volume

532.64K0.64×

Mkt cap

7.46B

P/E ttm

32.32

Fwd P/E

16.39

EPS ttm

2.79

Div yield

0.00%

Earnings

Aug 27, 2026

From 52w high

−16.22%

Price Chart

Yahoo Finance · delayed

HQYOct 13, 2026O 92.43H 92.72L 89.92C 90.17−1.86 (−2.03%)Vol 532.66K

SMA 5097.01
SMA 20088.60

1Y change −0.39% since Oct 10, 2025 close540 bars loadedTimes in America/New_YorkDraw from the left toolbar · click a drawing to edit · right-click for alerts and export

HQY HealthEquity, Inc. · Last Guard Finance

DES

Key Statistics

Yahoo Finance

Performance

1 week: −0.97%
1 month: −6.33%
3 months: −4.59%
6 months: +10.82%
Year to date: −1.58%
1 year: −3.29%

Valuation & ownership

Market cap: 7.46B
Enterprise value: 8.33B
P/E (ttm): 32.32
Forward P/E: 16.39
PEG ratio: 1.14
Price / book: 3.76
Price / sales (ttm): 5.48
EV / EBITDA: 16.21
EPS (ttm): 2.79
EPS (forward): 5.50
Beta (5y monthly): 0.24
Dividend yield: 0.00%
Payout ratio: 0.00%
Shares outstanding: 82.72M
Float: 80.97M
Short % of float: 9.62%
Short ratio (days): 6.76
Held by insiders: 2.17%
Held by institutions: 110.19%
Avg volume (3m): 835.17K
50-day average: 97.30
200-day average: 88.61
52-week change: −3.29%
S&P 500 52-week: +17.50%

Technicals (daily)

RSI (14): 41.2
vs 50-day SMA: −7.06%
vs 200-day SMA: +1.76%
50 / 200-day trend: ▲ 50 above 200
MACD vs signal: ▲ above
ATR (14) % of price: 2.74%
Realised vol (20d, ann.): 20.7%
From 52-week high: −16.22%
From 52-week low: +23.92%

ANR

Analyst Consensus

15 analysts

Consensus

Strong buy

1.33 on a 1 (strong buy) – 5 (sell) scale

Mean target

119.33

+32.35% implied

Low 105.00Median 120.00High 142.00

Recommendation trend

Now15 / 0 / 0
1m ago15 / 0 / 0

DES

About HealthEquity, Inc.

Yahoo Finance profile

HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. It offers health savings accounts (HAS); investment platform; online-only automated investment advisory services through Advisor, a Web-based tool. The company also provides flexible spending accounts (FSA) for health and dependent care; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. In addition, the company offers HSA and FSA members with access to certain healthcare products, programs, and services through its marketplace. It serves clients through a direct sales force; and brokers and advisors, a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers. HealthEquity, Inc. was incorporated in 2002 and is based in Draper, Utah.

Sector: Healthcare
Industry: Health Information Services
Employees: 2,814
Headquarters: Draper, UT, United States
Website: healthequity.com
Officers: Mr. Scott R. Cutler J.D. CEO, President & Director
Dr. Stephen D. Neeleman M.D. Founder & Vice Chairman
Mr. James M. Lucania CFO & Executive VP
Mr. Delano Ladd J.D.

SEAS

Seasonality · HQY

2014–2026 · monthly returns

Strongest month Nov +7.87%Weakest month Dec −8.32%Averages use completed years only. Past seasonality doesn't predict future returns.

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2026	-6.5	-10.7	9.3	-1.8	7.3	2.6	11.4	-4.0	-8.4	1.9			−1.6%
2025	15.1	-0.6	-19.5	-3.0	17.4	4.1	-7.4	-7.9	6.1	-0.2	11.2	-12.9	−4.5%
2024	14.0	9.3	-1.2	-3.3	3.5	5.5	-9.0	1.4	2.9	4.2	19.1	-5.5	+44.7%
2023	-1.3	7.1	-9.9	-9.0	2.5	15.2	7.6	-0.6	8.1	-1.9	-6.5	-1.1	+7.6%
2022	20.8	0.5	25.6	-7.6	0.4	-1.9	-5.2	13.6	1.6	16.0	-18.5	-2.9	+39.3%
2021	19.9	-1.4	-17.4	11.7	9.4	-3.2	-8.1	-13.3	0.9	2.2	-17.4	-19.1	−36.5%
2020	-10.8	7.5	-28.7	11.2	10.1	-5.3	-12.1	11.5	-10.6	0.2	39.2	-2.8	−5.9%
2019	4.5	29.1	-8.1	-8.4	-3.5	0.1	25.4	-27.6	-3.7	-0.6	10.7	17.8	+24.2%
2018	8.5	13.7	5.1	8.5	13.2	1.1	0.5	24.8	0.2	-2.8	-3.4	-32.7	+27.8%
2017	14.1	-5.5	-2.9	7.2	0.6	8.8	-7.9	-6.8	18.3	-0.7	3.3	-10.0	+15.2%
2016	-14.0	-3.4	18.5	1.9	2.6	17.7	-2.8	10.3	16.2	-12.2	34.0	-9.0	+61.6%
2015	-18.4	-2.4	23.3	4.9	1.1	20.9	5.0	-12.9	0.8	10.7	0.9	-24.0	−1.5%
2014								10.1	-5.5	11.4	21.7	2.5	+44.6%

INSD

Insider Activity · HQY

Market-wide insider buying →Congress trades →SEC Form 4 filings via Yahoo Finance

Buys, 6 months

33.1K shares

Sells, 6 months

25.5K shares

Net shares

+7.5K

Net change in insider shares

+0.40%

Date	Insider	Transaction	Shares	Value
Aug 24, 2026	Dillon Adrian TDirector	Conversion of Exercise of derivative security at price 32.50 per share.	7.6K	$248.04K
Aug 24, 2026	Dillon Adrian TDirector	Sale at price 104.47 - 105.26 per share.	7.6K	$798.37K
Jul 9, 2026	Fiore Michael HenryOfficer	Sale at price 95.00 per share.	2.4K	$223.63K
Jul 1, 2026	Fiore Michael HenryOfficer	Sale at price 95.00 per share.	2.5K	$234.65K
Jun 24, 2026	Wellborn Gayle FurgursonDirector	Stock Award(Grant) at price 0.00 per share.	2.9K	—
Jun 24, 2026	Mccowan Debra CharlotteDirector	Stock Award(Grant) at price 0.00 per share.	2.9K	—
Jun 24, 2026	Natarajan RajeshDirector	Stock Award(Grant) at price 0.00 per share.	2.9K	—
Jun 24, 2026	Parker Stuart BDirector	Stock Award(Grant) at price 0.00 per share.	2.9K	—
Jun 24, 2026	Gassen WilliamDirector	Stock Award(Grant) at price 0.00 per share.	2.9K	—
Jun 24, 2026	Dilsaver Evelyn SDirector	Stock Award(Grant) at price 0.00 per share.	2.9K	—
Jun 24, 2026	Selander Robert WDirector	Stock Award(Grant) at price 0.00 per share.	2.9K	—
Jun 24, 2026	Dillon Adrian TDirector	Stock Award(Grant) at price 0.00 per share.	2.9K	—
May 28, 2026	Fiore Michael HenryOfficer	Sale at price 95.00 per share.	3.1K	$298.49K
May 27, 2026	Wellborn Gayle FurgursonDirector	Conversion of Exercise of derivative security at price 47.21 per share.	2.4K	$115.14K
May 27, 2026	Ladd Delano W IvGeneral Counsel	Sale at price 90.00 per share.	7.5K	$675.00K
May 27, 2026	Wellborn Gayle FurgursonDirector	Sale at price 90.00 per share.	2.4K	$219.51K
Mar 24, 2026	Cutler Scott RaymondChief Executive Officer	Stock Award(Grant) at price 0.00 per share.	72.8K	—
Mar 24, 2026	Rosner ElimelechChief Technology Officer	Stock Award(Grant) at price 0.00 per share.	60.6K	—
Mar 24, 2026	Fiore Michael HenryOfficer	Stock Award(Grant) at price 0.00 per share.	17.6K	—
Mar 24, 2026	Gathright MichaelOfficer	Stock Award(Grant) at price 0.00 per share.	15.2K	—

CONG

Congress Trades · HQY

House and Senate reports since 2025

Members

1 last bought

Buys

~$32.0K

Sells

~$24.0K

Net

+$8.0K

est. bought − sold

Latest

Jul 10, 26

Gilbert Cisneros

Members who traded it

Member	Buys	Sells	Est. net	Last move
Gilbert Cisneros CA31	3	1	+$16.0K	Bought Jul 10, 26
Lisa McClain MI09	1	1	+$0	Sold Jun 17, 25
Rob Bresnahan PA08		1	−$8.0K	Sold Jan 13, 25

Bought and sold by quarter (est.)

Members of Congress's HQY trades, newest first
Traded	Member	Owner	Type	Amount	Filed	Report
Jul 10, 26	Gilbert Cisneros CA31	Self	Buy	$1,001 - $15,000	Sep 4, 26 (56d)	PDF
Jun 30, 26	Gilbert Cisneros CA31	Self	Buy	$1,001 - $15,000	Jul 2, 26 (2d)	PDF
May 29, 26	Gilbert Cisneros CA31	Self	Buy	$1,001 - $15,000	Jun 8, 26 (10d)	PDF
Jun 17, 25	Lisa McClain MI09	Spouse	Sell	$1,001 - $15,000	Aug 13, 25 (57d)	PDF
Jun 16, 25	Gilbert Cisneros CA31	Self	Sell (part)	$1,001 - $15,000	Jul 10, 25 (24d)	PDF
Jun 11, 25	Lisa McClain MI09	Spouse	Buy	$1,001 - $15,000	Aug 13, 25 (63d)	PDF
Jan 13, 25	Rob Bresnahan PA08	Joint	Sell	$1,001 - $15,000	Feb 13, 25 (31d)	PDF

From House and Senate STOCK Act reports. Members disclose trades, not holdings, as value ranges up to 45 days later, so amounts are estimates and “last move” is a hint at who still holds it, not a position. All recent congress trades

HQY

Price Chart

Keyboard shortcuts & functions

Anywhere

Command line

Charts (click the chart first)

Function codes

HQY

Price Chart

Key Statistics

Performance

Valuation & ownership

Technicals (daily)

Analyst Consensus

About HealthEquity, Inc.

Seasonality · HQY

Insider Activity · HQY

Congress Trades · HQY

Members who traded it

Bought and sold by quarter (est.)

Investors Holding HQY

Investors Holding HQY

Congress Trades · HQY

Members who traded it

Bought and sold by quarter (est.)

Insider Activity · HQY

Seasonality · HQY

Key Statistics

Performance

Valuation & ownership

Technicals (daily)

Analyst Consensus

About HealthEquity, Inc.

Financial Snapshot

Earnings & Dividends

News