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UVE

UNIVERSAL INSURANCE HOLDINGS INPre-market

46.32+0.47 +1.03%USD

NYSE · as of Oct 12, 16:00 ET · 20m delay

Open

46.12

Prev close

45.85

Day range

46.1046.86

52-week range

27.8947.56

Volume

179.24K0.92×

Mkt cap

1.29B

P/E ttm

6.16

Fwd P/E

10.29

EPS ttm

7.52

Div yield

1.38%

Earnings

Oct 22, 2026

From 52w high

−2.61%

Price Chart

Yahoo Finance · delayed

UVEOct 12, 2026O 46.12H 46.86L 46.10C 46.32+0.47 (+1.03%)Vol 179.20K

SMA 5043.64
SMA 20037.81

1Y change +59.50% since Oct 10, 2025 close539 bars loadedTimes in America/New_YorkDraw from the left toolbar · click a drawing to edit · right-click for alerts and export

UVE UNIVERSAL INSURANCE HOLDINGS IN · Last Guard Finance

DES

Key Statistics

Yahoo Finance

Performance

1 week: +6.09%
1 month: +4.49%
3 months: +8.20%
6 months: +32.65%
Year to date: +37.04%
1 year: +59.50%

Valuation & ownership

Market cap: 1.29B
Enterprise value: 854.79M
P/E (ttm): 6.16
Forward P/E: 10.29
PEG ratio: —
Price / book: 2.02
Price / sales (ttm): 0.79
EV / EBITDA: 2.80
EPS (ttm): 7.52
EPS (forward): 4.50
Beta (5y monthly): 0.70
Dividend yield: 1.38%
Payout ratio: 8.42%
Shares outstanding: 27.83M
Float: 25.32M
Short % of float: 5.15%
Short ratio (days): 7.98
Held by insiders: 11.09%
Held by institutions: 77.78%
Avg volume (3m): 194.72K
50-day average: 43.64
200-day average: 37.81
52-week change: +59.50%
S&P 500 52-week: +17.50%

Technicals (daily)

RSI (14): 64.6
vs 50-day SMA: +6.14%
vs 200-day SMA: +22.51%
50 / 200-day trend: ▲ 50 above 200
MACD vs signal: ▲ above
ATR (14) % of price: 2.76%
Realised vol (20d, ann.): 26.8%
From 52-week high: −2.61%
From 52-week low: +66.08%

ANR

Analyst Consensus

1 analysts

Consensus

Hold

3.00 on a 1 (strong buy) – 5 (sell) scale

Mean target

45.00

−2.85% implied

Low 45.00Median 45.00High 45.00

Recommendation trend

Now0 / 1 / 0
1m ago0 / 1 / 0

Buy / hold / sell counts

DES

About UNIVERSAL INSURANCE HOLDINGS IN

Yahoo Finance profile

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.

Sector: Financial Services
Industry: Insurance - Property & Casualty
Employees: 929
Headquarters: Fort Lauderdale, FL, United States
Website: universalinsuranceholdings.com
Officers: Mr. Sean Patrick Downes Executive Chairman
Mr. Stephen Joseph Donaghy

SEAS

Seasonality · UVE

2007–2026 · monthly returns

Strongest month Nov +6.05%Weakest month Mar −4.28%Averages use completed years only. Past seasonality doesn't predict future returns.

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2026	-9.9	15.5	-2.9	16.0	-6.6	11.7	5.7	-1.7	-2.1	10.0			+37.0%
2025	-8.2	14.7	6.9	2.3	12.0	2.2	-14.7	3.2	7.8	17.2	7.5	2.0	+60.5%
2024	4.0	21.5	0.6	-3.9	1.0	-4.8	5.6	8.0	3.6	-10.0	13.5	-6.9	+31.8%
2023	20.3	51.7	-5.7	-15.4	-6.9	7.5	0.6	-18.5	10.7	11.7	8.3	-5.8	+50.9%
2022	1.4	-32.9	16.7	-6.9	2.7	1.0	-2.9	-5.6	-17.5	1.9	9.5	-3.6	−37.7%
2021	-11.4	11.2	-3.7	-2.7	1.1	-1.6	2.0	0.6	-8.4	13.3	2.0	12.8	+12.5%
2020	-13.0	-15.0	-13.4	1.7	-2.0	-0.6	-1.4	5.9	-25.4	-9.9	11.9	8.2	−46.0%
2019	-0.5	3.5	-20.6	-3.9	-2.5	-3.9	-11.1	0.8	20.0	-9.6	7.3	-3.8	−26.2%
2018	7.5	-0.3	8.9	1.7	9.9	-1.5	26.5	0.5	8.9	-13.5	4.5	-13.6	+38.6%
2017	-7.9	3.1	-9.1	6.3	-5.4	2.2	-5.4	-10.1	7.2	3.7	10.7	3.6	−3.7%
2016	-19.2	4.2	-8.8	-1.1	10.4	-4.4	17.0	14.0	1.7	-15.5	12.7	18.3	+22.5%
2015	13.6	7.2	2.8	-6.1	6.3	-5.2	13.3	-10.2	19.9	6.8	-37.4	17.4	+13.3%
2014	-23.0	19.8	-4.9	15.2	-14.6	3.8	-7.0	14.9	-6.7	35.3	10.9	5.4	+41.2%
2013	3.7	-3.3	10.5	23.3	11.5	6.1	11.0	-6.1	-4.5	11.2	58.2	16.8	+230.6%
2012	12.0	0.5	-3.5	6.4	-15.5	-2.6	-6.2	9.4	10.0	2.6	16.2	-4.6	+22.3%
2011	11.3	6.5	-6.1	-0.2	-0.4	-13.4	-8.6	0.7	-10.5	9.6	-18.0	3.5	−26.5%
2010	0.7	2.4	-16.4	-0.2	-6.3	-11.6	-4.3	4.0	7.9	1.3	7.0	0.0	−17.0%
2009	49.4	-3.0	6.8	8.2	26.0	-2.1	-0.4	0.4	0.2	5.6	3.0	7.3	+141.6%
2008	-28.5	11.7	-36.1	-6.1	-4.2	4.1	7.9	-2.4	-6.7	-23.0	-2.6	-6.9	−67.2%
2007	43.4	-6.3	-6.1	38.6	28.3	-1.0	-8.5	-1.2	27.5	14.7	-10.3	0.8	+165.6%

INSD

Insider Activity · UVE

Congress trades →SEC Form 4 filings via Yahoo Finance

Buys, 6 months

30.7K shares

Sells, 6 months

107.5K shares

Net shares

−76.8K

Net change in insider shares

−2.40%

Date	Insider	Transaction	Shares	Value
Sep 10, 2026	Downes Sean POfficer and Director	Sale at price 43.98 per share.	20K	$879.56K
Aug 4, 2026	Downes Sean POfficer and Director	Sale at price 44.27 per share.	20K	$885.36K
Jun 10, 2026	Pietrangelo Michael ADirector	Stock Award(Grant) at price 0.00 per share.	3.4K	—
Jun 10, 2026	Schindler Ozzie ADirector	Stock Award(Grant) at price 0.00 per share.	3.4K	—
Jun 10, 2026	Springer Jon WDirector	Stock Award(Grant) at price 0.00 per share.	3.4K	—
Jun 10, 2026	Peterson Richard DDirector	Stock Award(Grant) at price 0.00 per share.	3.4K	—
Jun 10, 2026	Mccahill Francis Xavier IiiDirector	Stock Award(Grant) at price 0.00 per share.	3.4K	—
Jun 10, 2026	Callahan Scott PDirector	Stock Award(Grant) at price 0.00 per share.	3.4K	—
Jun 10, 2026	Gordon MarleneDirector	Stock Award(Grant) at price 0.00 per share.	3.4K	—
Jun 10, 2026	Brown Shannon A.Director	Stock Award(Grant) at price 0.00 per share.	3.4K	—
Jun 10, 2026	Barton Carol GDirector	Stock Award(Grant) at price 0.00 per share.	3.4K	—
Jun 10, 2026	Downes Sean POfficer and Director	Sale at price 38.22 per share.	20K	$764.34K
May 14, 2026	Downes Sean POfficer and Director	Sale at price 38.71 - 39.40 per share.	20K	$774.60K
May 12, 2026	Pietrangelo Michael ADirector	Sale at price 39.29 - 39.55 per share.	7.5K	$295.43K
Apr 28, 2026	Downes Sean POfficer and Director	Sale at price 39.25 - 41.01 per share.	20K	$793.76K
Mar 30, 2026	Campos Kimberly DChief Technology Officer	Sale at price 34.12 per share.	946	$32.28K
Mar 29, 2026	Peterson Richard DDirector	Sale at price 34.10 per share.	2K	$68.21K
Mar 26, 2026	Downes Sean POfficer and Director	—	8.3K	—
Mar 26, 2026	Donaghy Stephen JChief Executive Officer	—	14.6K	—
Mar 26, 2026	Wilcox Frank CChief Financial Officer	—	2.5K	—

UVE

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Key Statistics

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Analyst Consensus

About UNIVERSAL INSURANCE HOLDINGS IN

Seasonality · UVE

Insider Activity · UVE

Congress Trades · UVE

Congress Trades · UVE

Insider Activity · UVE

Seasonality · UVE

Key Statistics

Performance

Valuation & ownership

Technicals (daily)

Analyst Consensus

About UNIVERSAL INSURANCE HOLDINGS IN

Financial Snapshot

Earnings & Dividends

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