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USIO

Usio, Inc.Closed

2.76+0.09 +3.37%USD

NasdaqGM · as of Oct 14, 16:00 ET · 15m delay

Open

2.67

Prev close

2.67

Day range

2.602.76

52-week range

1.033.06

Volume

176.33K0.51×

Mkt cap

78.65M

P/E ttm

—

Fwd P/E

16.24

EPS ttm

-0.0600

Div yield

0.00%

Earnings

Aug 12, 2026

From 52w high

−9.80%

Price Chart

Yahoo Finance · delayed

USIOOct 14, 2026O 2.67H 2.76L 2.60C 2.76+0.09 (+3.37%)Vol 176.30K

SMA 502.58
SMA 2001.79

1Y change +93.01% since Oct 14, 2025 close539 bars loadedTimes in America/New_YorkDraw from the left toolbar · click a drawing to edit · right-click for alerts and export

USIO Usio, Inc. · Last Guard Finance

DES

Key Statistics

Yahoo Finance

Performance

1 week: −3.83%
1 month: +16.46%
3 months: +14.52%
6 months: +133.90%
Year to date: +102.94%
1 year: +93.01%

Valuation & ownership

Market cap: 78.65M
Enterprise value: 76.88M
P/E (ttm): —
Forward P/E: 16.24
PEG ratio: 0.95
Price / book: 4.19
Price / sales (ttm): 0.85
EV / EBITDA: 203.81
EPS (ttm): -0.0600
EPS (forward): 0.1700
Beta (5y monthly): 1.36
Dividend yield: 0.00%
Payout ratio: 0.00%
Shares outstanding: 28.50M
Float: 20.01M
Short % of float: 0.27%
Short ratio (days): 0.23
Held by insiders: 35.08%
Held by institutions: 25.11%
Avg volume (3m): 344.50K
50-day average: 2.58
200-day average: 1.79
52-week change: +93.01%
S&P 500 52-week: +15.71%

Technicals (daily)

RSI (14): 56.7
vs 50-day SMA: +6.83%
vs 200-day SMA: +54.61%
50 / 200-day trend: ▲ 50 above 200
MACD vs signal: ▲ above
ATR (14) % of price: 6.35%
Realised vol (20d, ann.): 51.8%
From 52-week high: −9.80%
From 52-week low: +167.96%

ANR

Analyst Consensus

3 analysts

Consensus

Strong buy

1.33 on a 1 (strong buy) – 5 (sell) scale

Mean target

5.92

+114.37% implied

Low 5.00Median 6.00High 6.75

Recommendation trend

Now3 / 0 / 0
1m ago3 / 0 / 0

DES

About Usio, Inc.

Yahoo Finance profile

Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing for fund transfers; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services includes represented check and check conversion for electronic payment facilitation. In addition, the company offers integrated electronic payment processing services to merchants and businesses, including credit, and debit card-based processing services and electronic funds transfer through the ACH network. In addition, it offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, and Discover supported by online and physical terminal access. Further, it provides a proprietary platform, enabling businesses to handle both e-checks and card payments; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Additionally, the company offers prepaid and incentive card issuance services; and operates a payment facilitation platform, as well as provides additional services, such as electronic bill presentment, document composition, document decomposition, and printing and mailing services for various industry verticals, including utilities and financial institutions. It markets and sells ACH products and services primarily through resellers; and prepaid card program directly to government entities, corporations, and to consumers through the internet. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. Usio, Inc. was incorporated in 1998 and is headquartered in San Antonio, Texas.

Sector: Technology
Industry: Software - Infrastructure
Employees: 107
Headquarters: San Antonio, TX, United States

SEAS

Seasonality · USIO

2007–2026 · monthly returns

Strongest month Jan +20.53%Weakest month Jun −8.29%Averages use completed years only. Past seasonality doesn't predict future returns.

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2026	2.9	-3.6	-15.6	1.8	38.8	54.0	-14.1	30.5	-3.2	2.6			+102.9%
2025	28.8	-18.6	-4.6	11.6	-13.5	8.5	11.8	-13.5	-4.1	3.5	-2.0	-5.6	−6.8%
2024	-2.9	5.4	-3.4	-14.7	9.0	-3.2	3.3	-5.1	-9.3	1.5	9.4	-3.3	−15.1%
2023	18.2	-4.6	-6.5	5.7	10.3	-8.4	-5.4	-6.8	6.7	10.3	-14.0	3.6	+4.2%
2022	-21.6	-3.8	8.8	-20.4	-13.0	-2.0	-10.3	-20.6	-24.9	58.5	21.4	-34.0	−62.2%
2021	43.1	64.1	2.4	-7.3	-2.0	9.8	-12.3	11.8	-5.6	7.3	18.4	-42.0	+63.3%
2020	12.8	-12.5	-26.6	23.9	63.6	-14.8	26.2	-4.1	-34.7	-3.2	8.7	64.8	+71.2%
2019	82.5	-5.0	-9.0	-6.5	22.4	15.3	-22.0	-14.8	-12.6	6.0	-12.7	-16.1	−6.0%
2018	-20.9	-17.0	9.0	-5.5	-2.3	-1.2	3.6	11.7	-3.7	-6.5	2.9	-6.2	−34.4%
2017	-21.6	11.7	-17.3	9.0	-5.5	-12.3	10.7	76.1	-31.8	60.9	-12.4	11.5	+36.8%
2016	6.0	-4.3	-15.8	14.7	-9.7	-24.4	24.1	-10.3	62.2	-22.1	-10.2	10.1	−7.0%
2015	-5.6	64.7	39.3	-5.1	-10.8	-15.2	2.4	-15.6	-17.1	-9.6	-20.2	-8.3	−26.3%
2014	25.0	0.0	0.0	0.0	-10.0	11.1	10.0	18.2	-7.7	16.7	28.6	0.0	+125.0%
2013	38.5	0.0	-11.1	-25.0	-8.3	-36.4	0.0	28.6	-11.1	12.5	-22.2	14.3	−38.5%
2012	-20.0	0.0	0.0	12.5	0.0	-11.1	0.0	37.5	0.0	18.2	7.7	-7.1	+30.0%
2011	50.0	0.0	-33.3	50.0	0.0	0.0	0.0	100.0	0.0	116.7	-15.4	-9.1	+400.0%
2010	50.0	0.0	0.0	66.7	0.0	-40.0	66.7	0.0	0.0	-20.0	-25.0	-33.3	−0.0%
2009	100.0	0.0	0.0	-25.0	0.0	-33.3	50.0	0.0	0.0	0.0	-33.3	0.0	0.0%
2008	16.7	-28.6	-20.0	25.0	20.0	0.0	-33.3	25.0	-20.0	0.0	0.0	-50.0	−66.7%
2007	11.1	20.0	16.7	-14.3	-25.0	0.0	11.1	-20.0	-12.5	-14.3	0.0	0.0	−33.3%

INSD

Insider Activity · USIO

Market-wide insider buying →Congress trades →SEC Form 4 filings via Yahoo Finance

Buys, 6 months

0 shares

Sells, 6 months

— shares

Net shares

Net change in insider shares

—

Date	Insider	Transaction	Shares	Value
Aug 20, 2026	Hoch Louis AChief Executive Officer	Conversion of Exercise of derivative security at price 2.81 per share.	7K	$19.67K
Aug 20, 2026	Frost Houston KorthOfficer	Conversion of Exercise of derivative security at price 2.81 per share.	6K	$16.86K
Aug 20, 2026	Rollins BradleyDirector	Conversion of Exercise of derivative security at price 2.81 per share.	7K	$19.67K
Aug 20, 2026	Beyer Del La Garza Ernesto R.Director	Conversion of Exercise of derivative security at price 2.81 per share.	7K	$19.67K
Aug 20, 2026	Miller Elizabeth MichelleDirector	—	7K	—
Aug 20, 2026	White Michael JosephOfficer	Conversion of Exercise of derivative security at price 2.81 per share.	6K	$16.86K
Aug 20, 2026	Uffner JerryOfficer	Conversion of Exercise of derivative security at price 2.81 per share.	6K	$16.86K
Jun 30, 2026	Frost Houston KorthOfficer	Stock Award(Grant) at price 2.55 per share.	5.6K	$14.39K
Jun 17, 2026	Hoch Louis AChief Executive Officer	—	7K	—
Jun 17, 2026	Frost Houston KorthOfficer	Conversion of Exercise of derivative security at price 1.82 per share.	4K	$7.28K
Jun 17, 2026	Rollins BradleyDirector	Conversion of Exercise of derivative security at price 1.82 per share.	7K	$12.74K
Jun 17, 2026	Beyer Del La Garza Ernesto R.Director	Conversion of Exercise of derivative security at price 1.82 per share.	7K	$12.74K
Jun 17, 2026	Miller Elizabeth MichelleDirector	Conversion of Exercise of derivative security at price 1.82 per share.	7K	$12.74K
Jun 17, 2026	White Michael JosephOfficer	Conversion of Exercise of derivative security at price 1.82 per share.	6K	$10.92K
Jun 17, 2026	White Michael JosephOfficer	Conversion of Exercise of derivative security at price 1.82 per share.	6K	$10.92K
Jun 17, 2026	Uffner JerryOfficer	Conversion of Exercise of derivative security at price 1.82 per share.	4K	$7.28K
Jun 10, 2026	Hoch Louis AChief Executive Officer	Stock Award(Grant) at price 1.71 per share.	300K	$513.00K
Jun 10, 2026	Frost Houston KorthOfficer	Stock Award(Grant) at price 1.71 per share.	50K	$85.50K
Jun 10, 2026	White Michael JosephOfficer	Stock Award(Grant) at price 1.71 per share.	50K	$85.50K
Jun 10, 2026	Uffner JerryOfficer	Stock Award(Grant) at price 1.71 per share.	40K	$68.40K

13F

Investors Holding USIO

latest 13F filings of 29 followed managers

Investors holding USIO
Investor	Value	Of portfolio	Shares	Change	Quarter
Renaissance Technologies	$1.1M	0.00%	437.24K	+9.1%	Q2 2026

From each investor's quarterly 13F filing with the SEC: positions at the quarter's end, reported up to 45 days later. All investors

USIO

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Price Chart

Key Statistics

Performance

Valuation & ownership

Technicals (daily)

Analyst Consensus

About Usio, Inc.

Seasonality · USIO

Insider Activity · USIO

Congress Trades · USIO

Investors Holding USIO

Investors Holding USIO

Congress Trades · USIO

Seasonality · USIO

Insider Activity · USIO

Key Statistics

Performance

Valuation & ownership

Technicals (daily)

Analyst Consensus

About Usio, Inc.

Financial Snapshot

Earnings & Dividends

News