UNM
Unum GroupAfter hours92.05−0.46 −0.50%USD
NYSE · as of Oct 13, 16:00 ET · 20m delayAfter hours 92.05 +0.01%
Open
93.01
Prev close
92.51
Day range
92.0393.46
52-week range
69.0296.77
Volume
1.46M0.89×
Mkt cap
14.57B
P/E ttm
21.51
Fwd P/E
9.76
EPS ttm
4.28
Div yield
2.18%
Earnings
Nov 3, 2026
From 52w high
−4.88%
UNM market-implied price distribution
UNM Price at Expiry
11 OTM quotes · ATM IV 30.9%
Days to expiry
38
Fri, Nov 20, 2026
P(finish above spot)
48%
spot 92.05
Expected price
92.67
forward 92.33
68% range
82–103
−10.7% / +11.7%
Shaded band: the middle 68% of outcomes. Where the blue curve sits above the dashed one, options price that move as likelier than a plain bell curve would.
Target Price
Percentiles
| Chance below | Price | vs spot |
|---|---|---|
| 5% | 75.39 | −18.1% |
| 16% | 82.19 | −10.7% |
| 25% | 85.32 | −7.3% |
| 50% (median) | 91.55 | −0.5% |
| 75% | 98.55 | +7.1% |
| 84% | 102.80 | +11.7% |
| 95% | 114.69 | +24.6% |
Move Odds
| Up 5% or more (96.65) | 31% |
|---|---|
| Up 10% or more (101.26) | 19% |
| Down 5% or more (87.45) | 33% |
| Down 10% or more (82.85) | 18% |
Options price a 10%+ drop at 18%, 1.2× the 15% a bell curve with the same volatility gives.
Risk-neutral odds from option prices, the bot's lgf odds method: out-of-the-money mids → implied vols → a smoothed smile in total variance → density = erT·∂²C/∂K² (Breeden–Litzenberger). Risk-neutral odds include the market's risk premium, so they lean bearish compared with real-world odds. Not investment advice.