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SMBK

SmartFinancial, Inc.Closed

50.22−0.03 −0.06%USD

NYSE · as of Oct 13, 16:00 ET · 20m delayAfter hours 50.22 0.00%

Open

50.47

Prev close

50.25

Day range

49.9150.50

52-week range

33.0154.14

Volume

79.14K0.64×

Mkt cap

858.69M

P/E ttm

14.81

Fwd P/E

12.00

EPS ttm

3.39

Div yield

0.68%

Earnings

Oct 19, 2026

From 52w high

−7.24%

Price Chart

Yahoo Finance · delayed

SMBKOct 12, 2026O 49.87H 50.64L 49.87C 50.25+0.23 (+0.46%)Vol 68.50K

SMA 5051.23
SMA 20044.33

1Y change +50.27% since Oct 10, 2025 close538 bars loadedTimes in America/New_YorkDraw from the left toolbar · click a drawing to edit · right-click for alerts and export

SMBK SmartFinancial, Inc. · Last Guard Finance

DES

Key Statistics

Yahoo Finance

Performance

1 week: −0.67%
1 month: −3.81%
3 months: +7.51%
6 months: +18.46%
Year to date: +35.85%
1 year: +50.27%

Valuation & ownership

Market cap: 858.69M
Enterprise value: 589.88M
P/E (ttm): 14.81
Forward P/E: 12.00
PEG ratio: —
Price / book: 1.49
Price / sales (ttm): 4.21
EV / EBITDA: —
EPS (ttm): 3.39
EPS (forward): 4.19
Beta (5y monthly): 0.71
Dividend yield: 0.68%
Payout ratio: 9.73%
Shares outstanding: 17.10M
Float: 15.20M
Short % of float: 4.00%
Short ratio (days): 4.84
Held by insiders: 11.07%
Held by institutions: 66.06%
Avg volume (3m): 122.80K
50-day average: 51.23
200-day average: 44.33
52-week change: +50.27%
S&P 500 52-week: +17.50%

Technicals (daily)

RSI (14): 46.8
vs 50-day SMA: −1.91%
vs 200-day SMA: +13.36%
50 / 200-day trend: ▲ 50 above 200
MACD vs signal: ▼ below
ATR (14) % of price: 2.23%
Realised vol (20d, ann.): 17.3%
From 52-week high: −7.19%
From 52-week low: +52.23%

ANR

Analyst Consensus

6 analysts

Consensus

Buy

2.33 on a 1 (strong buy) – 5 (sell) scale

Mean target

52.88

+5.29% implied

Low 47.00Median 51.88High 60.00

Recommendation trend

Now2 / 4 / 0
1m ago2 / 4 / 0

DES

About SmartFinancial, Inc.

Yahoo Finance profile

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States. The company offers various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, construction and land development, commercial and industrial, and consumer and other loans, as well as leases to small and mid-size companies for equipment financing leases. In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services. It operates in Tennessee, Alabama, and Florida. SmartFinancial, Inc. is based in Knoxville, Tennessee.

Sector: Financial Services
Industry: Banks - Regional
Employees: 581
Headquarters: Knoxville, TN, United States
Website: smartbank.com
Officers: Mr. William Young Carroll Jr. President, CEO & Director
Mr. Ronald J. Gorczynski CPA Executive VP & CFO
Mr. Rhett D. Jordan Executive VP & Chief Credit Officer of SmartBank
Ms. Cynthia A. Cain Executive VP & Chief Operating Officer of SmartBank

SEAS

Seasonality · SMBK

2007–2026 · monthly returns

Strongest month Oct +2.84%Weakest month May −2.87%Averages use completed years only. Past seasonality doesn't predict future returns.

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2026	7.9	-1.8	-0.3	7.3	-0.6	12.5	11.7	-3.5	-1.9	1.3			+35.8%
2025	13.8	-1.5	-10.5	-2.1	4.5	6.3	1.4	7.6	-3.0	-2.1	3.7	2.0	+19.4%
2024	-5.0	-7.5	-2.1	-2.5	12.6	2.3	19.7	3.1	-0.3	13.8	9.3	-14.6	+26.5%
2023	-1.9	1.2	-15.2	-6.9	-2.0	1.9	16.8	-9.4	-6.1	-2.4	2.5	14.6	−10.9%
2022	-2.0	-2.7	-2.0	-4.1	5.6	-6.7	8.7	-4.4	-1.5	18.3	2.5	-8.3	+0.5%
2021	9.2	6.1	3.1	9.4	2.4	-1.0	1.5	2.5	3.5	0.5	-1.2	6.6	+50.8%
2020	-8.6	-12.2	-19.9	-4.9	6.5	5.1	-11.9	-3.4	-1.3	9.9	18.2	2.7	−23.3%
2019	5.6	1.7	-3.6	9.9	-1.3	5.8	0.0	-10.7	7.5	1.1	8.3	3.7	+29.4%
2018	0.5	0.1	8.0	1.2	-0.2	8.2	-0.2	-4.4	-4.2	-13.6	1.5	-11.5	−15.8%
2017	20.2	-5.2	-0.4	5.2	5.9	1.9	5.0	-7.9	4.2	-2.4	-5.4	-2.3	+16.9%
2016	-0.6	-3.1	19.4	-10.8	-4.3	1.3	-4.7	3.3	3.5	4.4	11.5	-2.2	+15.4%
2015	-3.3	6.3	-2.4	8.4	2.8	7.6	0.5	-3.8	-1.3	0.0	0.4	5.4	+21.5%
2014	-2.1	3.4	2.5	2.4	1.2	0.0	3.9	-5.7	20.0	1.7	-4.9	14.1	+39.7%
2013	-12.7	18.5	-7.2	0.9	-7.7	-2.0	21.9	2.0	-2.0	3.3	-3.2	-3.3	+3.5%
2012	0.0	23.3	35.1	-10.0	-20.0	-2.8	-20.0	-4.3	45.5	-16.4	7.4	30.9	+52.7%
2011	-11.6	1.2	-11.8	-13.3	-3.8	-12.0	9.1	-4.2	-10.4	3.9	7.5	30.4	−21.1%
2010	9.5	2.2	14.9	48.1	-42.5	-6.5	-11.6	36.8	-40.4	29.0	-15.0	11.8	−9.5%
2009	-4.8	-28.0	31.7	5.5	-5.0	21.1	-30.4	-12.3	-23.0	13.2	-13.3	-19.2	−59.2%
2008	-8.3	-20.1	12.0	-2.8	-8.0	-9.4	-22.1	6.2	-2.5	-1.7	0.0	-8.7	−51.8%
2007	0.0	-8.5	-2.3	3.1	-1.0	-3.7	-12.4	-3.5	1.2	-6.5	-5.2	-0.9	−33.9%

INSD

Insider Activity · SMBK

Market-wide insider buying →Congress trades →SEC Form 4 filings via Yahoo Finance

Buys, 6 months

86K shares

Sells, 6 months

1.6K shares

Net shares

+84.4K

Net change in insider shares

+4.70%

Date	Insider	Transaction	Shares	Value
Sep 13, 2026	Jordan Rhett DOfficer	Sale at price 52.05 per share.	230	$11.97K
Aug 3, 2026	Jordan Rhett DOfficer	Sale at price 52.75 per share.	430	$22.68K
Jun 11, 2026	Jordan Rhett DOfficer	Sale at price 45.00 per share.	400	$18.00K
Jun 9, 2026	Barrett Victor LynnDirector	Purchase at price 43.78 per share.	3K	$131.34K
Jun 3, 2026	Ackermann Cathy G.Director	Purchase at price 42.12 per share.	3K	$126.36K
May 18, 2026	Wolpert Geoffrey AlanDirector	Stock Gift at price 0.00 per share.	31.1K	—
May 17, 2026	Wolpert Geoffrey AlanDirector	Stock Gift at price 0.00 per share.	24.8K	—
May 3, 2026	Shomaker Kelli DDirector	Purchase at price 41.30 per share.	290	$11.98K
Apr 30, 2026	Wolpert Geoffrey AlanDirector	Stock Gift at price 0.00 per share.	23.7K	—
Apr 23, 2026	Jordan Rhett DOfficer	Sale at price 41.85 per share.	500	$20.93K
Mar 9, 2026	Welborn Wesley MillerChairman of the Board	Stock Award(Grant) at price 0.00 per share.	3.5K	—
Mar 9, 2026	Gorczynski Ronald JChief Financial Officer	Stock Award(Grant) at price 0.00 per share.	3.8K	—
Mar 9, 2026	Carroll William Young JrChief Executive Officer	Stock Award(Grant) at price 0.00 per share.	9.4K	—
Mar 9, 2026	Jordan Rhett DOfficer	Stock Award(Grant) at price 0.00 per share.	3.4K	—
Mar 9, 2026	Cain Cynthia A.Officer	Stock Award(Grant) at price 0.00 per share.	2.1K	—
Mar 9, 2026	Boyd Rebecca C.Officer	Stock Award(Grant) at price 0.00 per share.	1.9K	—
Mar 9, 2026	Schrodt Martin EOfficer	Stock Award(Grant) at price 0.00 per share.	2K	—
Mar 9, 2026	Trumpp Jarrod MOfficer	Stock Award(Grant) at price 0.00 per share.	990	—
Feb 8, 2026	Welborn Wesley MillerChairman of the Board	Purchase at price 43.13 per share.	835	$36.01K
Jan 28, 2026	Barrett Victor LynnDirector	Stock Award(Grant) at price 0.00 per share.	808	—

13F

Investors Holding SMBK

latest 13F filings of 29 followed managers

Investors holding SMBK
Investor	Value	Of portfolio	Shares	Change	Quarter
Renaissance Technologies	$6.9M	0.01%	147.18K	−3.3%	Q2 2026

From each investor's quarterly 13F filing with the SEC: positions at the quarter's end, reported up to 45 days later. All investors

SMBK

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Price Chart

Key Statistics

Performance

Valuation & ownership

Technicals (daily)

Analyst Consensus

About SmartFinancial, Inc.

Seasonality · SMBK

Insider Activity · SMBK

Congress Trades · SMBK

Investors Holding SMBK

Investors Holding SMBK

Congress Trades · SMBK

Insider Activity · SMBK

Seasonality · SMBK

Key Statistics

Performance

Valuation & ownership

Technicals (daily)

Analyst Consensus

About SmartFinancial, Inc.

Financial Snapshot

Earnings & Dividends

News