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LSBK

Lake Shore Bancorp, Inc.Closed

17.36−0.61 −3.39%USD

NasdaqGM · as of Oct 13, 16:00 ET · 15m delayAfter hours 17.36 0.00%

Open

18.03

Prev close

17.97

Day range

17.0418.25

52-week range

12.5019.09

Volume

31.62K1.70×

Mkt cap

136.34M

P/E ttm

15.10

Fwd P/E

—

EPS ttm

1.15

Div yield

2.01%

Earnings

Jul 22, 2026

From 52w high

−9.06%

Price Chart

Yahoo Finance · delayed

LSBKOct 12, 2026O 18.31H 18.31L 17.95C 17.97−0.28 (−1.53%)Vol 15.10K

SMA 5017.67
SMA 20016.28

1Y change +39.52% since Oct 10, 2025 close538 bars loadedTimes in America/New_YorkDraw from the left toolbar · click a drawing to edit · right-click for alerts and export

LSBK Lake Shore Bancorp, Inc. · Last Guard Finance

DES

Key Statistics

Yahoo Finance

Performance

1 week: −0.55%
1 month: −2.44%
3 months: +5.46%
6 months: +14.60%
Year to date: +22.58%
1 year: +39.52%

Valuation & ownership

Market cap: 136.34M
Enterprise value: 55.53M
P/E (ttm): 15.10
Forward P/E: —
PEG ratio: —
Price / book: 0.88
Price / sales (ttm): 4.55
EV / EBITDA: —
EPS (ttm): 1.15
EPS (forward): —
Beta (5y monthly): 0.29
Dividend yield: 2.01%
Payout ratio: 31.30%
Shares outstanding: 7.85M
Float: 5.35M
Short % of float: 0.39%
Short ratio (days): 0.81
Held by insiders: 15.87%
Held by institutions: 29.14%
Avg volume (3m): 18.57K
50-day average: 17.67
200-day average: 16.28
52-week change: +39.52%
S&P 500 52-week: +17.50%

Technicals (daily)

RSI (14): 50.1
vs 50-day SMA: +1.70%
vs 200-day SMA: +10.41%
50 / 200-day trend: ▲ 50 above 200
MACD vs signal: ▼ below
ATR (14) % of price: 2.52%
Realised vol (20d, ann.): 22.5%
From 52-week high: −5.87%
From 52-week low: +43.76%

ANR

Analyst Consensus

No analyst coverage for this instrument.

Financial Snapshot

Full statements →trailing twelve months

Revenue (ttm): 29.95M
Revenue growth (yoy): +8.70%
Earnings growth (yoy): +16.00%
Gross margin: 0.00%
Operating margin: 36.20%
Profit margin: 28.01%

DES

About Lake Shore Bancorp, Inc.

Yahoo Finance profile

Lake Shore Bancorp, Inc. operates as the bank holding company for Lake Shore Bank that provides banking products and services in New York. The company accepts various deposit products, such as regular savings deposits, including Christmas Club and statement savings accounts; NOW accounts; money market savings and checking accounts; interest-bearing and non-interest bearing checking accounts, such as demand deposits; health savings accounts; retirement accounts; time deposits; interest on lawyer accounts; and accounts for individuals, as well as commercial savings, checking, and money market accounts for small to medium-sized businesses. Its loan portfolio consists of commercial real estate, commercial construction, and home equity loans and lines of credit; commercial business loans comprising business installment loans, lines of credit, and other commercial loans; one- to four-family residential mortgages; and consumer loans, such as personal unsecured consumer loans, overdraft lines of credit, vehicle loans, secured and unsecured loans, and property improvement loans, as well as loans secured by certificates of deposit. In addition, it offers debit and credit cards, mobile and online banking, direct deposit, safe deposit boxes, overdraft protection, wire services, notary services, money orders, direct access service hotline (DASH), and e-services. Lake Shore Bancorp, Inc. was founded in 1891 and is headquartered in Dunkirk, New York.

Sector: Financial Services
Industry: Banks - Regional
Employees: 87
Headquarters: Dunkirk, NY, United States
Website: mylsbank.com
Officers: Mr. Kim C. Liddell

SEAS

Seasonality · LSBK

2007–2026 · monthly returns

Strongest month Jan +1.83%Weakest month Mar −2.64%Averages use completed years only. Past seasonality doesn't predict future returns.

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2026	4.4	1.1	-1.9	4.9	-2.3	14.5	-3.6	0.4	5.3	-4.4			+18.4%
2025	13.8	3.4	-2.3	-6.7	6.4	0.7	5.5	9.2	-3.3	6.3	4.0	2.0	+44.5%
2024	1.4	-2.1	-0.2	0.1	4.6	3.0	-0.9	2.7	6.0	-1.0	0.7	2.1	+17.3%
2023	4.3	-7.9	-13.0	10.3	3.8	-6.8	1.6	-3.3	-4.0	-5.5	14.0	7.0	−3.0%
2022	-0.9	0.3	1.1	-1.3	-4.9	-0.4	-0.1	-5.2	-0.5	-0.4	-4.8	-3.4	−19.0%
2021	0.1	17.7	-2.1	2.1	-3.6	1.0	1.8	-3.1	1.5	1.0	0.5	-1.7	+14.6%
2020	-0.3	0.3	-31.3	14.4	-7.1	9.8	-5.6	-0.5	16.4	-6.7	9.4	-4.9	−15.0%
2019	4.0	1.9	-0.9	-4.7	-1.3	0.7	-0.7	0.7	-2.7	4.0	0.8	0.3	+1.6%
2018	-0.9	-3.8	2.6	-0.2	6.0	-3.4	0.3	-0.1	-4.0	-3.3	-3.8	-1.9	−12.2%
2017	-2.6	-0.3	-1.4	1.3	-0.9	0.6	0.0	0.8	0.8	-0.9	3.7	4.3	+5.4%
2016	0.1	-0.5	-0.4	3.8	-3.8	-1.8	3.1	-0.5	1.2	5.8	-1.0	14.8	+21.4%
2015	2.9	-4.3	3.0	-1.8	1.2	-1.7	0.5	2.0	-2.0	-0.4	-0.6	0.3	−1.2%
2014	0.6	1.8	-0.8	0.1	-1.0	1.5	-0.8	-0.2	2.2	1.2	3.1	3.1	+11.1%
2013	3.0	4.4	0.2	3.7	0.9	0.9	0.0	0.3	-2.6	5.5	2.5	-1.2	+18.6%
2012	2.1	7.7	-4.8	0.0	-4.5	7.5	-1.7	-0.8	3.8	0.8	-1.0	-0.9	+7.7%
2011	1.3	7.0	2.1	7.7	-1.4	-5.4	0.4	-2.9	-5.0	1.1	2.1	-2.6	+3.5%
2010	0.0	-0.4	4.7	0.6	-3.0	-1.2	4.4	-3.0	0.4	5.9	-1.2	9.9	+17.4%
2009	-0.7	-1.7	0.9	4.5	4.3	-6.8	0.7	11.8	4.7	-6.1	1.7	-0.3	+12.3%
2008	6.9	10.5	-8.6	0.5	0.6	-8.9	-0.8	8.8	2.7	-12.6	-2.9	-13.2	−18.7%
2007	-0.2	0.5	1.0	-1.6	-4.2	0.0	-16.2	3.5	-1.0	-2.7	-9.2	-5.4	−31.4%

INSD

Insider Activity · LSBK

Market-wide insider buying →Congress trades →SEC Form 4 filings via Yahoo Finance

Buys, 6 months

0 shares

Sells, 6 months

— shares

Net shares

Net change in insider shares

—

Date	Insider	Transaction	Shares	Value
Sep 7, 2026	Sanvidge Kevin MChairman of the Board	Conversion of Exercise of derivative security at price 10.62 per share.	14.6K	$154.66K
Aug 20, 2026	Werdein Jeffrey M.Officer	Conversion of Exercise of derivative security at price 10.62 per share.	23.1K	$245.66K
Jun 3, 2026	Brautigam Sharon EDirector	Conversion of Exercise of derivative security at price 7.89 per share.	1K	$8.11K
Mar 17, 2026	Segarra Ann MDirector	Stock Award(Grant) at price 0.00 per share.	620	—
Mar 17, 2026	Liddell Kim COfficer of Subsidiary Company	Stock Award(Grant) at price 0.00 per share.	6.3K	—
Mar 17, 2026	Brautigam Sharon EDirector	Stock Award(Grant) at price 0.00 per share.	527	—
Mar 17, 2026	Mcgrath John P.Director	Stock Award(Grant) at price 0.00 per share.	589	—
Mar 17, 2026	Sanvidge Kevin MChairman of the Board	Stock Award(Grant) at price 0.00 per share.	893	—
Mar 17, 2026	Werdein Jeffrey M.Officer	Stock Award(Grant) at price 0.00 per share.	3K	—
Mar 17, 2026	Mehltretter John LDirector	Stock Award(Grant) at price 0.00 per share.	667	—
Mar 17, 2026	Passafaro Ronald JDirector	Stock Award(Grant) at price 0.00 per share.	573	—
Mar 17, 2026	Debergalis Michelle M.Director	Stock Award(Grant) at price 0.00 per share.	480	—
Mar 17, 2026	Gilden Taylor MChief Financial Officer	Stock Award(Grant) at price 0.00 per share.	3K	—
Dec 9, 2025	Sanvidge Kevin MChairman of the Board	Stock Gift at price 0.00 per share.	1.4K	—
Dec 9, 2025	Sanvidge Kevin MChairman of the Board	Stock Gift at price 0.00 per share.	1.4K	—
Dec 8, 2025	Segarra Ann MDirector	Stock Award(Grant) at price 0.00 per share.	5.1K	—
Dec 8, 2025	Brautigam Sharon EDirector	Stock Award(Grant) at price 0.00 per share.	893	—
Dec 8, 2025	Sanvidge Kevin MChairman of the Board	Stock Award(Grant) at price 0.00 per share.	893	—
Dec 8, 2025	Debergalis Michelle M.Director	Stock Award(Grant) at price 0.00 per share.	3.9K	—
Mar 11, 2025	Segarra Ann MDirector	—	618	—

13F

Investors Holding LSBK

latest 13F filings of 29 followed managers

Investors holding LSBK
Investor	Value	Of portfolio	Shares	Change	Quarter
Renaissance Technologies	$1.2M	0.00%	65.64K	−4.9%	Q2 2026

From each investor's quarterly 13F filing with the SEC: positions at the quarter's end, reported up to 45 days later. All investors

LSBK

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Price Chart

Key Statistics

Performance

Valuation & ownership

Technicals (daily)

Analyst Consensus

Financial Snapshot

About Lake Shore Bancorp, Inc.

Seasonality · LSBK

Insider Activity · LSBK

Congress Trades · LSBK

Investors Holding LSBK

Investors Holding LSBK

Congress Trades · LSBK

Insider Activity · LSBK

Seasonality · LSBK

Key Statistics

Performance

Valuation & ownership

Technicals (daily)

Analyst Consensus

Financial Snapshot

About Lake Shore Bancorp, Inc.

Earnings & Dividends

News