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LOB

Live Oak Bancshares, Inc.Pre-market

34.80+0.32 +0.93%USD

NYSE · as of Oct 12, 16:00 ET · 20m delayPre-market 35.07 +0.72%

Open

34.35

Prev close

34.48

Day range

34.2734.99

52-week range

29.3644.53

Volume

151.64K0.69×

Mkt cap

1.61B

P/E ttm

12.21

Fwd P/E

8.25

EPS ttm

2.85

Div yield

0.34%

Earnings

Oct 21, 2026

From 52w high

−21.85%

Price Chart

Yahoo Finance · delayed

LOBOct 12, 2026O 34.35H 34.99L 34.27C 34.80+0.32 (+0.93%)Vol 151.60K

SMA 5039.35
SMA 20038.15

1Y change −0.14% since Oct 10, 2025 close539 bars loadedTimes in America/New_YorkDraw from the left toolbar · click a drawing to edit · right-click for alerts and export

LOB Live Oak Bancshares, Inc. · Last Guard Finance

DES

Key Statistics

Yahoo Finance

Performance

1 week: −4.76%
1 month: −11.34%
3 months: −16.18%
6 months: −4.13%
Year to date: +1.31%
1 year: −0.14%

Valuation & ownership

Market cap: 1.61B
Enterprise value: 882.88M
P/E (ttm): 12.21
Forward P/E: 8.25
PEG ratio: —
Price / book: 1.32
Price / sales (ttm): 3.06
EV / EBITDA: —
EPS (ttm): 2.85
EPS (forward): 4.22
Beta (5y monthly): 1.94
Dividend yield: 0.34%
Payout ratio: 4.21%
Shares outstanding: 46.28M
Float: 36.08M
Short % of float: 7.49%
Short ratio (days): 10.24
Held by insiders: 22.93%
Held by institutions: 72.60%
Avg volume (3m): 221.07K
50-day average: 39.35
200-day average: 38.15
52-week change: −0.14%
S&P 500 52-week: +17.50%

Technicals (daily)

RSI (14): oversold 27.5
vs 50-day SMA: −11.57%
vs 200-day SMA: −8.78%
50 / 200-day trend: ▲ 50 above 200
MACD vs signal: ▼ below
ATR (14) % of price: 2.69%
Realised vol (20d, ann.): 26.3%
From 52-week high: −21.85%
From 52-week low: +18.53%

ANR

Analyst Consensus

4 analysts

Consensus

Buy

2.40 on a 1 (strong buy) – 5 (sell) scale

Mean target

42.75

+22.84% implied

Low 38.00Median 44.00High 45.00

Recommendation trend

Now2 / 3 / 0
1m ago2 / 3 / 0

DES

About Live Oak Bancshares, Inc.

Yahoo Finance profile

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; strategic wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was founded in 2008 and is headquartered in Wilmington, North Carolina.

Sector: Financial Services
Industry: Banks - Regional
Employees: 1,027
Headquarters: Wilmington, NC, United States
Website: liveoak.bank
Officers: Mr. James S. Mahan III Chairman & CEO
Mr. William C. Losch III President
Mr. Walter J. Phifer Chief Financial Officer

SEAS

Seasonality · LOB

2015–2026 · monthly returns

Strongest month Jul +11.27%Weakest month Jan −5.61%Averages use completed years only. Past seasonality doesn't predict future returns.

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2026	16.3	-9.2	-8.8	13.7	1.1	7.4	4.8	-8.0	-8.1	-3.8			+1.3%
2025	-10.3	-10.4	-16.2	-2.0	5.0	8.6	6.1	22.4	-9.0	-11.6	2.5	7.6	−13.1%
2024	-20.1	9.2	4.5	-22.1	6.7	1.7	28.8	-4.8	10.2	-16.2	19.4	-16.6	−13.1%
2023	13.3	1.0	-29.5	-3.3	-8.1	21.6	43.9	-14.6	-10.5	-0.3	16.5	35.4	+50.7%
2022	-32.6	8.6	-20.4	-16.8	-5.1	-15.6	11.1	-3.7	-15.6	6.1	2.7	-9.4	−65.4%
2021	-16.0	38.2	24.3	-6.6	-5.3	-2.6	2.0	1.7	4.0	40.2	-0.1	-2.0	+83.9%
2020	-8.0	-12.1	-18.9	11.9	-2.9	7.2	17.2	30.4	14.2	47.2	10.3	15.4	+149.7%
2019	-6.1	16.6	-9.9	19.6	-11.1	10.4	13.5	-7.9	0.9	0.3	0.6	4.2	+28.4%
2018	12.8	-3.0	6.5	1.6	4.6	3.7	-7.2	6.3	-11.4	-31.3	-2.7	-17.3	−37.9%
2017	10.5	12.2	-5.7	11.5	1.2	-1.0	4.3	-11.5	4.9	1.1	8.6	-7.4	+28.9%
2016	0.3	-7.0	13.3	4.9	2.5	-12.6	-7.1	8.0	1.8	10.6	8.8	6.6	+30.3%
2015								-4.4	1.9	-27.0	10.2	-10.1	−29.6%

INSD

Insider Activity · LOB

Market-wide insider buying →Congress trades →SEC Form 4 filings via Yahoo Finance

Buys, 6 months

151K shares

Sells, 6 months

313.1K shares

Net shares

−162K

Net change in insider shares

−1.50%

Date	Insider	Transaction	Shares	Value
Sep 9, 2026	Mahan James S IiiChief Executive Officer	Sale at price 38.63 - 38.75 per share.	20K	$773.80K
Sep 2, 2026	Bradford Tonya WilliamsDirector	Sale at price 39.89 per share.	1.6K	$63.82K
Sep 2, 2026	Mahan James S IiiChief Executive Officer	Sale at price 39.75 per share.	10K	$397.47K
Sep 2, 2026	Williams William L IiiDirector	Sale at price 40.09 per share.	6.6K	$264.22K
Sep 1, 2026	Mahan James S IiiChief Executive Officer	Sale at price 39.53 - 39.88 per share.	10K	$395.41K
Sep 1, 2026	Williams William L IiiDirector	Sale at price 40.00 per share.	1.8K	$72.40K
Aug 26, 2026	Mahan James S IiiChief Executive Officer	Sale at price 39.66 - 39.99 per share.	20K	$796.47K
Aug 24, 2026	Losch William C. IiiPresident	—	50K	—
Aug 19, 2026	Mahan James S IiiChief Executive Officer	Sale at price 40.53 - 41.97 per share.	20K	$817.60K
Aug 18, 2026	Cairns Michael J.Officer	—	2.4K	—
Aug 17, 2026	Phifer Walter J.Chief Financial Officer	—	2.9K	—
Aug 12, 2026	Mahan James S IiiChief Executive Officer	Sale at price 42.75 - 43.10 per share.	20K	$858.45K
Aug 9, 2026	Derraik RenatoChief Technology Officer	—	25K	—
Aug 9, 2026	Losch William C. IiiPresident	—	42K	—
Aug 3, 2026	Spencer CourtneyOfficer	Sale at price 43.68 per share.	153	$6.72K
Aug 3, 2026	Lucht David GDirector	Sale at price 44.36 per share.	2K	$88.72K
Aug 2, 2026	Williams William L IiiDirector	Sale at price 43.08 per share.	8.4K	$361.87K
Jul 27, 2026	Moroz Mark MichaelOfficer	Sale at price 42.08 per share.	6.1K	$256.67K
Jul 26, 2026	Lucht David GDirector	Sale at price 42.13 per share.	3K	$126.40K
Jun 23, 2026	Williams William L IiiDirector	Sale at price 40.05 per share.	8.4K	$336.45K

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Key Statistics

Performance

Valuation & ownership

Technicals (daily)

Analyst Consensus

About Live Oak Bancshares, Inc.

Seasonality · LOB

Insider Activity · LOB

Congress Trades · LOB

Investors Holding LOB

Investors Holding LOB

Congress Trades · LOB

Seasonality · LOB

Key Statistics

Performance

Valuation & ownership

Technicals (daily)

Analyst Consensus

About Live Oak Bancshares, Inc.

Financial Snapshot

Earnings & Dividends

News

Insider Activity · LOB