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IBCP

Independent Bank CorporationClosed

35.17−0.41 −1.15%USD

NasdaqGS · as of Oct 13, 16:00 ET · 15m delayAfter hours 35.17 0.00%

Open

35.78

Prev close

35.58

Day range

35.0435.86

52-week range

29.8339.24

Volume

152.06K0.78×

Mkt cap

724.59M

P/E ttm

10.19

Fwd P/E

9.07

EPS ttm

3.45

Div yield

3.15%

Earnings

Oct 27, 2026

From 52w high

−10.37%

Price Chart

Yahoo Finance · delayed

IBCPOct 12, 2026O 35.41H 35.82L 35.41C 35.58+0.21 (+0.59%)Vol 148.40K

SMA 5036.80
SMA 20035.17

1Y change +17.00% since Oct 10, 2025 close538 bars loadedTimes in America/New_YorkDraw from the left toolbar · click a drawing to edit · right-click for alerts and export

IBCP Independent Bank Corporation · Last Guard Finance

DES

Key Statistics

Yahoo Finance

Performance

1 week: −0.92%
1 month: −4.02%
3 months: −1.77%
6 months: +2.27%
Year to date: +9.38%
1 year: +17.00%

Valuation & ownership

Market cap: 724.59M
Enterprise value: 779.03M
P/E (ttm): 10.19
Forward P/E: 9.07
PEG ratio: 1.40
Price / book: 1.37
Price / sales (ttm): 3.14
EV / EBITDA: —
EPS (ttm): 3.45
EPS (forward): 3.88
Beta (5y monthly): 0.72
Dividend yield: 3.15%
Payout ratio: 31.30%
Shares outstanding: 20.60M
Float: 21.62M
Short % of float: 3.68%
Short ratio (days): 4.10
Held by insiders: 4.75%
Held by institutions: 83.05%
Avg volume (3m): 194.55K
50-day average: 36.80
200-day average: 35.17
52-week change: +17.00%
S&P 500 52-week: +17.50%

Technicals (daily)

RSI (14): 44.0
vs 50-day SMA: −3.32%
vs 200-day SMA: +1.18%
50 / 200-day trend: ▲ 50 above 200
MACD vs signal: ▲ above
ATR (14) % of price: 1.77%
Realised vol (20d, ann.): 16.2%
From 52-week high: −9.33%
From 52-week low: +19.28%

ANR

Analyst Consensus

5 analysts

Consensus

Buy

2.40 on a 1 (strong buy) – 5 (sell) scale

Mean target

40.20

+14.30% implied

Low 38.00Median 40.00High 42.00

Recommendation trend

Now2 / 3 / 0
1m ago1 / 4 / 0

Buy / hold / sell counts

DES

About Independent Bank Corporation

Yahoo Finance profile

Independent Bank Corporation operates as the bank holding company for Independent Bank that provides banking services in the United States. The company offers demand deposits, interest checking, money market accounts, savings accounts, and time certificates of deposit, including free checking accounts. It also provides consumer loans that consists of real estate loans comprising residential mortgages and home equity loans and lines, all secured by one-to-four family residential properties, as well as other consumer loans; and investment and financial services. In addition, the company offers cash management; investment management and trust services; additional services, such as estate settlement, financial planning, tax services, and other special services; sale of mutual fund shares, unit investment trust shares, third party model portfolios, general securities, and fixed and variable annuities, as well as life insurance products; debit and credit card; safe deposit box services; automatic teller machines; and internet and mobile banking services. Independent Bank Corporation was founded in 1864 and is based in Grand Rapids, Michigan.

Sector: Financial Services
Industry: Banks - Regional
Employees: 735
Headquarters: Grand Rapids, MI, United States
Website: independentbank.com
Officers: Mr. William Bradford Kessel CPA President, CEO & Director
Mr. Gavin A. Mohr CFO, Executive VP, Treasurer & Corporate Secretary

SEAS

Seasonality · IBCP

2007–2026 · monthly returns

Strongest month Jan +12.06%Weakest month Jun −7.33%Averages use completed years only. Past seasonality doesn't predict future returns.

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2026	8.1	-1.1	-4.2	-0.3	3.3	5.1	5.9	-4.5	-3.4	-0.2			+8.1%
2025	4.5	-6.6	-9.4	-1.1	3.5	2.8	-5.7	7.7	-5.8	-2.5	8.0	-0.4	−6.6%
2024	-2.2	-3.9	3.7	-2.1	1.0	7.7	28.5	-2.3	-1.6	-1.7	14.8	-7.4	+33.9%
2023	-7.3	-0.5	-19.4	0.3	-8.2	3.7	21.8	-7.6	-3.9	8.8	8.4	20.4	+8.8%
2022	2.6	-2.8	-7.6	-10.3	0.4	-2.7	8.8	-2.2	-6.9	21.1	6.1	-2.5	+0.2%
2021	-0.6	12.6	14.4	-0.3	-1.1	-6.8	-3.1	-0.4	2.6	4.9	0.1	5.9	+29.2%
2020	-5.6	-8.5	-34.2	14.1	-5.9	7.5	-5.9	6.7	-15.7	19.1	13.6	8.6	−18.5%
2019	5.4	4.9	-7.5	0.1	-1.8	3.0	-0.2	-10.6	9.7	5.6	-0.7	1.3	+7.8%
2018	3.1	-0.9	0.2	4.4	6.9	-0.2	-3.9	1.8	-5.2	-6.4	3.8	-8.5	−6.0%
2017	-3.2	1.9	-3.3	7.7	-8.7	6.9	-2.5	-3.8	11.0	-0.7	-0.4	-0.2	+3.0%
2016	-0.6	-2.7	-1.2	4.1	-2.0	-2.2	6.0	6.0	3.2	-0.2	12.5	14.8	+42.5%
2015	-5.7	3.7	0.6	3.2	2.2	0.2	5.2	-1.3	4.9	-1.9	7.1	-1.8	+16.7%
2014	10.4	-7.2	5.5	0.3	1.3	-2.4	2.9	-8.3	-1.8	1.3	0.7	7.4	+8.8%
2013	54.3	9.4	43.1	-16.4	-10.2	-0.9	24.0	21.8	5.3	-2.8	22.2	1.0	+242.9%
2012	27.8	-8.8	41.9	74.1	-9.9	-28.4	15.8	-5.6	0.4	26.9	11.9	-9.1	+163.2%
2011	136.2	26.4	-17.5	-6.3	-14.7	-20.7	7.4	-9.2	-3.0	-10.4	-18.6	-5.0	+2.3%
2010	2.8	1.4	-6.7	64.3	-26.1	-55.3	-7.9	-45.7	-26.8	25.2	-31.0	8.3	−81.9%
2009	-26.4	-21.4	87.2	-23.1	-11.1	-17.5	32.6	1.7	6.7	-37.9	-42.4	5.9	−66.7%
2008	46.5	-29.7	6.0	-23.1	-24.7	-33.4	26.8	46.2	-16.5	-40.7	-31.9	-13.6	−77.3%
2007	-12.7	1.1	-8.7	-19.0	4.8	-0.5	-29.6	-3.4	-5.6	-4.4	-9.5	-0.6	−62.4%

INSD

Insider Activity · IBCP

Market-wide insider buying →Congress trades →SEC Form 4 filings via Yahoo Finance

Buys, 6 months

285 shares

Sells, 6 months

6.7K shares

Net shares

−6.4K

Net change in insider shares

−0.60%

Date	Insider	Transaction	Shares	Value
Sep 14, 2026	Kessel William BChief Executive Officer	Sale at price 37.10 - 37.41 per share.	2K	$74.56K
Aug 18, 2026	Kreter KristopherOfficer	Sale at price 37.11 per share.	300	$11.13K
Aug 9, 2026	Twarozynski James JOfficer	Sale at price 37.67 per share.	489	$18.42K
Jun 30, 2026	Boer William JDirector	Stock Award(Grant) at price 36.07 per share.	285	$10.28K
Jun 8, 2026	Ervin Patrick JOfficer	Sale at price 35.39 - 35.44 per share.	2.5K	$88.50K
May 28, 2026	Kimball Stefanie MOfficer	Sale at price 34.42 per share.	1.4K	$48.18K
Apr 5, 2026	Kessel William BChief Executive Officer	—	11K	—
Apr 5, 2026	Rahn Joel FOfficer	—	4.2K	—
Apr 5, 2026	Kimball Stefanie MOfficer	—	4.3K	—
Apr 5, 2026	Kimball Stefanie MOfficer	—	4.3K	—
Apr 5, 2026	Ervin Patrick JOfficer	—	4.3K	—
Apr 5, 2026	Mohr Gavin AOfficer	—	4.3K	—
Mar 31, 2026	Boer William JDirector	Stock Award(Grant) at price 33.30 per share.	309	$10.29K
Feb 23, 2026	Kruse Ronia FDirector	Purchase at price 35.27 per share.	1.2K	$42.32K
Feb 2, 2026	Ervin Patrick JOfficer	Stock Award(Grant) at price 0.00 per share.	1.7K	—
Feb 2, 2026	Mohr Gavin AOfficer	Stock Award(Grant) at price 0.00 per share.	2K	—
Feb 2, 2026	Kreter KristopherOfficer	Stock Award(Grant) at price 0.00 per share.	358	—
Feb 2, 2026	Michaels Christopher SOfficer	Stock Award(Grant) at price 0.00 per share.	1.8K	—
Feb 2, 2026	Stodolak Michael JosephOfficer	Stock Award(Grant) at price 0.00 per share.	1.5K	—
Feb 2, 2026	Twarozynski James JOfficer	Stock Award(Grant) at price 0.00 per share.	631	—

13F

Investors Holding IBCP

latest 13F filings of 29 followed managers

Investors holding IBCP
Investor	Value	Of portfolio	Shares	Change	Quarter
Renaissance Technologies	$22.3M	0.03%	617.50K	+6.0%	Q2 2026

From each investor's quarterly 13F filing with the SEC: positions at the quarter's end, reported up to 45 days later. All investors

IBCP

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Key Statistics

Performance

Valuation & ownership

Technicals (daily)

Analyst Consensus

About Independent Bank Corporation

Seasonality · IBCP

Insider Activity · IBCP

Congress Trades · IBCP

Investors Holding IBCP

Investors Holding IBCP

Congress Trades · IBCP

Insider Activity · IBCP

Seasonality · IBCP

Key Statistics

Performance

Valuation & ownership

Technicals (daily)

Analyst Consensus

About Independent Bank Corporation

Financial Snapshot

Earnings & Dividends

News