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HAPN

Happen, Inc.Open

14.76−0.17 −1.14%USD

NasdaqGS · as of Oct 13, 10:17 ET · 15m delay

Open

14.93

Prev close

14.93

Day range

14.7115.06

52-week range

13.0521.67

Volume

45.12K0.03×

Mkt cap

1.70B

P/E ttm

8.89

Fwd P/E

6.23

EPS ttm

1.66

Div yield

0.00%

Earnings

Oct 28, 2026

From 52w high

−31.89%

Price Chart

Yahoo Finance · delayed

HAPNOct 13, 2026O 14.93H 15.06L 14.71C 14.76−0.17 (−1.14%)Vol 45.12K

SMA 5017.15
SMA 20017.29

1Y change −1.40% since Oct 10, 2025 close540 bars loadedTimes in America/New_YorkDraw from the left toolbar · click a drawing to edit · right-click for alerts and export

HAPN Happen, Inc. · Last Guard Finance

DES

Key Statistics

Yahoo Finance

Performance

1 week: −3.84%
1 month: −12.14%
3 months: −26.02%
6 months: −6.88%
Year to date: −22.07%
1 year: −3.72%

Valuation & ownership

Market cap: 1.70B
Enterprise value: 821.64M
P/E (ttm): 8.89
Forward P/E: 6.23
PEG ratio: —
Price / book: 1.09
Price / sales (ttm): 1.22
EV / EBITDA: 2.60
EPS (ttm): 1.66
EPS (forward): 2.37
Beta (5y monthly): 1.89
Dividend yield: 0.00%
Payout ratio: 0.00%
Shares outstanding: 115.41M
Float: 111.65M
Short % of float: 6.49%
Short ratio (days): 4.37
Held by insiders: 3.08%
Held by institutions: 92.09%
Avg volume (3m): 1.51M
50-day average: 17.26
200-day average: 17.31
52-week change: −3.72%
S&P 500 52-week: +17.50%

Technicals (daily)

RSI (14): 31.1
vs 50-day SMA: −13.94%
vs 200-day SMA: −14.63%
50 / 200-day trend: ▼ 50 below 200
MACD vs signal: ▲ above
ATR (14) % of price: 3.36%
Realised vol (20d, ann.): 28.4%
From 52-week high: −31.89%
From 52-week low: +13.10%

ANR

Analyst Consensus

8 analysts

Consensus

Strong buy

1.50 on a 1 (strong buy) – 5 (sell) scale

Mean target

24.50

+65.99% implied

Low 20.00Median 25.00High 29.00

Recommendation trend

Now8 / 0 / 0
1m ago8 / 0 / 0

DES

About Happen, Inc.

Yahoo Finance profile

Happen, Inc. operates as a bank holding company that provides financial and lending services in the United States. The company offers deposit products, including savings accounts, checking accounts, money market accounts, and certificates of deposit; consumer loan products, such as unsecured loans, fixed-rate and fixed-term consumer loans, major purchase finance, and auto refinance; personal loans for credit card refinancing and debt consolidation; financing for health and wellness; and balance transfer, credit card and debt consolidation, emergency, funeral, home improvement, moving, small, and wedding loans. It also provides commercial lending, including small business and SBA loans. In addition, the company operates a lending marketplace platform. It serves individual consumers and small businesses. The company was formerly known as LendingClub Corporation and changed its name to Happen, Inc. in June 2026. Happen, Inc. was incorporated in 2006 and is headquartered in San Francisco, California.

Sector: Financial Services
Industry: Banks - Regional
Employees: 1,075
Headquarters: San Francisco, CA, United States
Website: happen.com
Officers: Mr. Scott C. Sanborn CEO & Director
Mr. Andrew LaBenne Chief Financial Officer
Mr. Jordan Cheng General Counsel & Corporate Secretary

SEAS

Seasonality · HAPN

2014–2026 · monthly returns

Strongest month Jul +11.63%Weakest month Apr −5.67%Averages use completed years only. Past seasonality doesn't predict future returns.

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2026	-10.7	-11.8	-4.0	19.2	4.6	16.2	-7.7	-8.2	-15.9	-0.1			−22.1%
2025	-16.7	-5.2	-19.3	-5.3	2.7	19.9	29.6	10.2	-11.6	14.5	4.1	4.6	+17.0%
2024	3.2	-10.1	8.4	-14.4	18.6	-5.2	47.9	-2.9	-5.9	24.1	17.3	-2.7	+85.2%
2023	10.1	-3.0	-23.3	-0.4	14.2	18.9	-13.9	-17.0	-12.4	-14.9	21.4	38.7	−0.7%
2022	-22.4	-1.0	-15.1	-3.4	3.1	-25.6	18.5	-5.6	-15.5	-3.7	-3.1	-14.6	−63.6%
2021	2.7	-0.7	53.4	-6.8	-0.7	18.7	34.6	27.3	-9.1	62.7	-28.8	-26.1	+129.0%
2020	-7.1	-6.1	-28.7	-2.3	-30.2	-15.0	14.7	2.1	-11.6	-0.8	70.9	32.3	−16.3%
2019	21.3	-6.9	4.0	2.9	-5.7	9.3	-9.9	-11.4	-0.1	-3.4	9.3	-8.6	−4.0%
2018	-11.4	-13.9	11.1	-23.1	22.3	15.2	8.7	-12.4	7.5	-16.8	6.2	-23.3	−36.3%
2017	17.5	-13.5	2.8	6.6	-6.0	0.2	-8.0	22.1	-1.6	-6.6	-23.2	-5.5	−21.3%
2016	-33.2	18.3	-4.9	-4.8	-39.7	-9.7	7.4	17.1	14.2	-20.2	14.8	-7.2	−52.5%
2015	-25.8	8.5	-3.5	-11.2	10.1	-23.2	-1.6	-13.5	5.4	7.2	-15.2	-8.1	−56.3%
2014													—

INSD

Insider Activity · HAPN

Market-wide insider buying →Congress trades →SEC Form 4 filings via Yahoo Finance

Buys, 6 months

372.2K shares

Sells, 6 months

458.6K shares

Net shares

−86.4K

Net change in insider shares

−2.40%

Date	Insider	Transaction	Shares	Value
Sep 14, 2026	Selleck ErinDirector	Sale at price 16.68 per share.	7.1K	$119.23K
Sep 3, 2026	Selleck ErinDirector	Sale at price 17.41 per share.	2.1K	$35.81K
Sep 2, 2026	Cheng JordanGeneral Counsel	Sale at price 17.56 per share.	2.8K	$49.17K
Aug 25, 2026	Sanborn Scott CChief Executive Officer	Sale at price 18.25 per share.	28.8K	$524.71K
Aug 24, 2026	Sanborn Scott CChief Executive Officer	—	27.8K	—
Aug 24, 2026	Mattics Steven COfficer	—	27.2K	—
Aug 24, 2026	Stack FergalOfficer	—	6.6K	—
Aug 24, 2026	Labenne AndrewChief Financial Officer	—	26K	—
Aug 24, 2026	Cheng JordanGeneral Counsel	—	12.1K	—
Aug 19, 2026	Stack FergalOfficer	Sale at price 18.11 - 18.86 per share.	115K	$2.13M
Aug 9, 2026	Labenne AndrewChief Financial Officer	Sale at price 19.37 per share.	13.9K	$269.82K
Aug 4, 2026	Sanborn Scott CChief Executive Officer	Sale at price 20.56 per share.	28.8K	$591.19K
Jul 14, 2026	Sanborn Scott CChief Executive Officer	Sale at price 20.08 per share.	28.8K	$577.24K
Jun 30, 2026	Sanborn Scott CChief Executive Officer	Sale at price 21.00 per share.	25K	$525.03K
Jun 30, 2026	Stack FergalOfficer	Sale at price 21.01 per share.	50K	$1.05M
Jun 30, 2026	Cheng JordanGeneral Counsel	Sale at price 20.85 per share.	5.5K	$114.69K
Jun 23, 2026	Sanborn Scott CChief Executive Officer	Sale at price 19.17 per share.	28.8K	$551.21K
Jun 15, 2026	Stack FergalOfficer	Sale at price 19.00 per share.	60K	$1.14M
Jun 9, 2026	Cheng JordanGeneral Counsel	Sale at price 17.46 per share.	5.5K	$96.03K
Jun 8, 2026	Sanborn Scott CChief Executive Officer	Sale at price 18.00 per share.	4.9K	$88.18K

13F

Investors Holding HAPN

latest 13F filings of 29 followed managers

Investors holding HAPN
Investor	Value	Of portfolio	Shares	Change	Quarter
Bridgewater Associates · Ray Dalio	$540.8K	0.00%	26.07K	New	Q2 2026

From each investor's quarterly 13F filing with the SEC: positions at the quarter's end, reported up to 45 days later. All investors

HAPN

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Price Chart

Key Statistics

Performance

Valuation & ownership

Technicals (daily)

Analyst Consensus

About Happen, Inc.

Seasonality · HAPN

Insider Activity · HAPN

Congress Trades · HAPN

Investors Holding HAPN

Investors Holding HAPN

Congress Trades · HAPN

Insider Activity · HAPN

Seasonality · HAPN

Key Statistics

Performance

Valuation & ownership

Technicals (daily)

Analyst Consensus

About Happen, Inc.

Financial Snapshot

Earnings & Dividends

News