/

GOVB

Gouverneur Bancorp, Inc.Pre-market

21.50−0.47 −2.14%USD

OTC Markets OTCQB · as of Oct 13, 16:00 ET · 15m delay

Open

22.00

Prev close

21.97

Day range

21.5022.00

52-week range

14.0023.37

Volume

7990.90×

Mkt cap

22.77M

P/E ttm

21.94

Fwd P/E

113.16

EPS ttm

0.9800

Div yield

0.84%

Earnings

—

From 52w high

−8.00%

Price Chart

Yahoo Finance · delayed

GOVBOct 13, 2026O 22.00H 22.00L 21.50C 21.50−0.47 (−2.14%)Vol 1.20K

SMA 5021.48
SMA 20019.14

1Y change +50.88% since Oct 13, 2025 close539 bars loadedTimes in America/New_YorkDraw from the left toolbar · click a drawing to edit · right-click for alerts and export

GOVB Gouverneur Bancorp, Inc. · Last Guard Finance

DES

Key Statistics

Yahoo Finance

Performance

1 week: −4.49%
1 month: −3.59%
3 months: +9.41%
6 months: +19.44%
Year to date: +22.86%
1 year: +50.88%

Valuation & ownership

Market cap: 22.77M
Enterprise value: 19.44M
P/E (ttm): 21.94
Forward P/E: 113.16
PEG ratio: 2.29
Price / book: 0.66
Price / sales (ttm): 2.68
EV / EBITDA: —
EPS (ttm): 0.9800
EPS (forward): 0.1900
Beta (5y monthly): 0.07
Dividend yield: 0.84%
Payout ratio: 18.75%
Shares outstanding: 1.06M
Float: 667.24K
Short % of float: —
Short ratio (days): 2.94
Held by insiders: 22.90%
Held by institutions: 23.58%
Avg volume (3m): 884
50-day average: 21.48
200-day average: 19.14
52-week change: +50.88%
S&P 500 52-week: +17.00%

Technicals (daily)

RSI (14): 37.7
vs 50-day SMA: +0.12%
vs 200-day SMA: +12.34%
50 / 200-day trend: ▲ 50 above 200
MACD vs signal: ▼ below
ATR (14) % of price: 1.07%
Realised vol (20d, ann.): 21.9%
From 52-week high: −8.00%
From 52-week low: +53.57%

ANR

Analyst Consensus

No analyst coverage for this instrument.

Financial Snapshot

Full statements →trailing twelve months

Revenue (ttm): 8.48M
Revenue growth (yoy): +2.90%
Earnings growth (yoy): +6.60%
Gross margin: 0.00%
Operating margin: 11.12%
Profit margin: 11.56%

DES

About Gouverneur Bancorp, Inc.

Yahoo Finance profile

Gouverneur Bancorp, Inc. operates as the holding company for Gouverneur Savings and Loan Association that provides various banking products and services to individuals and businesses in New York. It accepts savings deposit, NOW, money market deposit, and checking accounts, as well as certificates of deposit. The company's loan products include mortgage loans, one- to four-family residential loans, commercial real estate loans, and multifamily residential real estate loans, residential and commercial construction loans, commercial land loans, home equity loans, lines of credit, commercial loans, automobiles, motorcycles, campers, boats, and other recreational vehicles, as well as personal secured and unsecured loans. It also invests in municipal bonds, U.S. Government securities, U.S. Government agencies, municipal securities, and mortgage-backed securities. Gouverneur Bancorp, Inc. serves primarily St. Lawrence County, and Jefferson and Lewis counties in New York State. The company was founded in 1892 and is headquartered in Gouverneur, New York.

Sector: Financial Services
Industry: Banks - Regional
Employees: 37
Headquarters: Gouverneur, NY, United States
Website: gouverneurbank.com
Officers: Mr. Stephen M. Jefferies CEO, President & Director
Mr. James D. Campanaro VP & CFO
Ms. Sadie M. Hall VP, Compliance Officer & COO

SEAS

Seasonality · GOVB

2007–2026 · monthly returns

Strongest month Jan +5.64%Weakest month Apr −2.18%Averages use completed years only. Past seasonality doesn't predict future returns.

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2026	1.1	-0.3	-0.6	2.6	6.9	2.6	-0.6	11.3	3.8	-5.2			+22.9%
2025	2.5	3.2	-2.3	-3.1	7.7	-2.2	7.8	10.9	-6.6	-1.8	16.1	7.7	+44.6%
2024	0.0	0.0	-0.9	-8.3	-3.0	2.9	2.7	-2.4	4.8	7.3	8.5	-0.9	+10.0%
2023	-7.4	0.0	-25.9	0.6	25.0	-8.5	-2.7	-3.4	-12.1	-5.3	-9.8	10.8	−38.2%
2022	8.4	10.5	-6.5	-21.1	-1.3	4.6	-2.9	9.4	-1.8	22.8	-9.3	2.2	+8.4%
2021	4.5	10.0	1.7	-3.8	-7.1	-1.0	-3.4	-3.0	0.0	-5.1	2.7	-7.8	−12.8%
2020	0.0	-5.4	-17.0	2.3	-2.2	-6.4	-10.2	0.0	-5.9	8.2	11.6	-4.3	−28.2%
2019	12.5	-10.8	-13.8	7.3	-3.5	3.6	-3.8	12.0	8.9	-8.2	0.0	0.0	−0.0%
2018	3.2	3.7	13.5	-11.8	1.3	4.7	0.6	6.2	0.0	0.0	0.0	-17.6	+0.0%
2017	-1.4	-4.1	0.6	-6.3	-4.5	-6.3	0.0	-3.4	0.8	0.2	-1.0	-1.8	−24.3%
2016	-1.6	2.8	4.0	0.0	0.0	1.7	1.8	-1.4	1.4	0.0	3.6	27.6	+44.0%
2015	14.6	0.0	0.0	-0.7	-0.3	2.5	-1.8	2.2	-7.1	0.0	-1.9	0.8	+7.1%
2014	-2.6	5.8	3.0	-2.1	3.7	-3.8	38.8	-23.3	0.0	9.3	-6.7	9.9	+23.7%
2013	33.3	-20.0	0.1	5.6	-1.5	-3.0	5.7	0.0	7.3	-6.7	-2.5	-3.0	+7.8%
2012	14.3	-1.8	3.0	-4.1	2.5	-2.3	-0.1	1.2	-3.0	6.2	5.9	0.0	+22.4%
2011	-8.1	3.5	-1.5	1.5	13.6	0.1	1.7	-6.7	-11.1	-16.6	20.6	-13.5	−20.5%
2010	18.3	-16.1	15.4	6.7	-11.3	12.7	-9.4	0.0	1.9	8.3	-8.6	26.5	+41.2%
2009	0.0	0.0	10.0	7.3	10.0	-1.4	1.6	11.5	4.8	1.3	-9.1	-6.4	+31.0%
2008	16.5	3.4	0.5	-2.2	-6.6	-4.1	-5.3	-3.5	-5.4	-25.5	-19.0	17.6	−34.9%
2007	0.0	-2.1	-2.0	-9.2	-0.1	1.1	-0.9	1.4	1.8	-2.7	-1.4	-28.9	−38.6%

INSD

Insider Activity · GOVB

Market-wide insider buying →Congress trades →SEC Form 4 filings via Yahoo Finance

Buys, 6 months

0 shares

Sells, 6 months

— shares

Net shares

Net change in insider shares

—

Date	Insider	Transaction	Shares	Value
Aug 6, 2026	Leader Henry JDirector	Conversion of Exercise of derivative security at price 12.20 per share.	542	$6.61K
May 14, 2026	Pelkey Duane MiltonDirector	Purchase at price 18.94 per share.	100	$1.89K
Apr 30, 2026	Pelkey Duane MiltonDirector	Purchase at price 19.00 per share.	750	$14.25K
Apr 23, 2026	Mcclure David ClarenDirector	Conversion of Exercise of derivative security at price 12.20 per share.	542	$6.61K
Mar 8, 2026	Rapholz Amy MarieDirector	Conversion of Exercise of derivative security at price 12.20 per share.	200	$2.44K
Mar 1, 2026	Jefferies Stephen MichaelChief Executive Officer	Stock Award(Grant) at price 0.00 per share.	4K	—
Feb 23, 2026	Mason John NeilDirector	Conversion of Exercise of derivative security at price 12.20 per share.	542	$6.61K
Feb 16, 2026	Soper Chad BrianDirector	Conversion of Exercise of derivative security at price 12.20 per share.	542	$6.61K
Feb 10, 2026	Pelkey Duane MiltonDirector	Purchase at price 17.35 per share.	1K	$17.35K
Nov 3, 2025	Pelkey Duane MiltonDirector	Purchase at price 14.55 - 15.00 per share.	1K	$14.95K
Sep 30, 2025	Hall Sadie MayChief Operating Officer	Stock Award(Grant) at price 0.00 per share.	4K	—
Sep 30, 2025	Campanaro James DonaldChief Financial Officer	Stock Award(Grant) at price 0.00 per share.	4K	—
Sep 11, 2025	Campanaro James DonaldChief Financial Officer	Purchase at price 14.90 per share.	200	$2.98K
Sep 2, 2025	Campanaro James DonaldChief Financial Officer	Purchase at price 15.06 per share.	200	$3.01K
Aug 26, 2025	Pelkey Duane MiltonDirector	Purchase at price 14.75 - 15.25 per share.	900	$13.68K
Feb 10, 2025	Monroe Timothy JDirector	Stock Award(Grant) at price 0.00 per share.	1.2K	—
Feb 10, 2025	Leader Henry JDirector	Stock Award(Grant) at price 0.00 per share.	1.2K	—
Feb 10, 2025	Soper Chad BrianDirector	Stock Award(Grant) at price 0.00 per share.	1.2K	—
Feb 10, 2025	Cummings Clara PistolesiDirector	Stock Award(Grant) at price 0.00 per share.	1.2K	—
Feb 10, 2025	Mason John NeilDirector	Stock Award(Grant) at price 0.00 per share.	1.2K	—

GOVB

Price Chart

Keyboard shortcuts & functions

Anywhere

Command line

Charts (click the chart first)

Function codes

GOVB

Price Chart

Key Statistics

Performance

Valuation & ownership

Technicals (daily)

Analyst Consensus

Financial Snapshot

About Gouverneur Bancorp, Inc.

Seasonality · GOVB

Insider Activity · GOVB

Congress Trades · GOVB

Investors Holding GOVB

Investors Holding GOVB

Congress Trades · GOVB

Insider Activity · GOVB

Seasonality · GOVB

Key Statistics

Performance

Valuation & ownership

Technicals (daily)

Analyst Consensus

Financial Snapshot

About Gouverneur Bancorp, Inc.

Earnings & Dividends

News